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STAFF TRAINING AND DEVELOPMENT IN FINANCIAL INSTITUTIONS: A CASE STUDY OF ORIENT BANK OF NIGERIA PLC ENUGU
Constraints to the Teaching of Practical Biology in large Biology Classes in Onitsha Education Zone of Anambra State
Acquisition of Science Process Skills among Senior Secondary School Students in Enugu State of Nigeria
The Effectiveness of Co-operative Thrift and Credit Societies Fund Mobilization and Credit Delivery in Enugu State.
“Corporate Leasing as a Strategy For Improving Corporate Financial Structure” A Case Study of Eight Quoted Companies in Enugu State
An Economic Evaluation of cost of guinea worm infection and treatment to households in Ebony state
This research analyses communication FDI and its effect on the development of Nigerian telecommunication industry. The 1999 deregulation introduced the presence of ‘umbrella people’ in almost every corner of the streets, express-roads, pathways in many suburbs and towns across Nigeria. Today, Nigerian economy is one of the targeted countries by multinational telecommunication industries due to its ready market, population size, and growing economy. This research is an ‘ex-pesto’ because it is an evaluation research on FDI and communication sector, but the focus is on the telecommunication subsector.
This study x-rayed the effects of pension contributions on national income and savings in Nigeria. This research work, with two objectives, therefore set out to determine the effects of pension contributions on national income and savings in Nigeria. The first objective was to ascertain the impact of pension contributions on national savings in Nigeria. The second was to determine the extent to which pension contributions have impacted on national income in Nigeria. A study of this nature became of essence due to a general deduction and findings of previous studies that the higher the level of pension contributions in an economy, the higher the national income as well as savings. However, others found that pension contributions in the Philippines have negative effects on household savings.
This study analyzed the factors responsible for gender disparity in access to basic education among out of school young people in Anambra State. The major objectives were to determine the factors influencing gender disparity in drop out and non-enrolment in Universal Basic Education (UBE). It further sought to determine the gender most affected by the inhibiting factors in accessing UBE. Descriptive survey was adopted for the study. The population of the study was young people who are either employees or apprentice in the SME subsector. A sample of 278 artisans participated in the study. The major instrument of the study was questionnaire which was validated and the reliability confirmed (r=0.826). Hypotheses were tested using two sample t-tests. Factors that influenced more males to drop out of UBE were Economic and financial problems as more males (56.3%) than females (43.7%) dropped to support the family financially and more males (51.1%) than females (48.9%) dropped because of parents’ poverty. Cost of schooling also influenced more males (52.5%) than females (47.5%) to drop out of UBE. Other factors relate to life style and choice problem as more males (59.2%) than female (40.8%) dropped as a result of personal decision, males(52.7%) and (47,3%) as result of peer influence and males (55.7%) and females (44.7%) because trade of interest did not require much education. Factors influencing disparity in enrolment were financial problems and parental influence as more males (54.2%) than female (45.8%) indicated that they were not enrolled because the parents could not give them the opportunity. Results of the hypotheses show that inhibiting factors indeed influenced more males than females (2.31 > 1.96; P-value 0.033 1.96; P-value 0.0015
While public expenditure determines economic success, economic problems are often caused by imprudent public expenditure. The World Development Report of 1998 warns that careless public expenditure can lead to prolonged recession and place a heavy burden on the poor, [Adubi, etal, 1999]. In situations where public expenditure is not properly managed, they usually create distortions which retard, rather than promote economic growth and development. This is typically the case for Nigeria, where, despite the huge resources that accrued to the nation during the oil boom era and the tremendous increase in public expenditure during the period, there was little to account for it. For quite a long period now, as generally observed, we have witnessed a lot of wastage in public resources, with little or no transparency and accountability in public expenditure. “This points to the conclusion that the manner and style by which public expenditure is made and managed determine, to a large extent, its success or otherwise in achieving the desired growth and development objectives,” (Adubi and Obioma, 1999)
Fidelity in transition is a relationship of faithfulness between a translated text and its original version. It has been accepted by theorists and practitioners in translation studies as the relevant link between the two texts.
This study investigated the access to and utilization patterns of funds from Micro-Finance Institutions by Farmers in Udi Local Government Area, Enugu State. It assessed the terms and cost of accessing and the pattern of utilizing micro-credit facilities by farmers. The study also examined the socio-economic characteristics of the borrower and factors affecting them. Due to the large number of subjects investigated, the study adopted the survey research method as its research design. A total of 73 farmers constituted our sample size out of which 40 were selected for the study. Variables of interest were farmers' socioeconomic characteristics, variations between amount applied for, amount approved and received as well as the utilization pattern of micro credit facilities. Probit regression analysis was used for the study. Key findings show that 78.5% of loan recipients were male and only 10.5% had informal education. On utilization pattern, 13.5% of the respondents are into crop farming, 16.2% engaged in livestock production while 21.6% practice both crop and livestock production. We applied Chi-Square statistical test in testing the formulated hypotheses. The Chi-Square estimate of 22.520 is highly significant and this support the first hypothesis which postulate that access to credit by farmers is positively influenced by their higher values in terms of educational level, farm size, experience, extension contact and farm income. It was also established that gender is not a barrier to accessing credit facilities. Finally, the negative coefficient of membership of co-operatives (-0.0339) indicates that against our expectations, non-members of co-operatives have probability of accessing credit. In the light of the above, this study recommends the implementation of a loan increment policy to farmers as well as increased capacity development for loan borrowers.
This study sought to investigate available financing for the small and medium-scale enterprises in Enugu State Nigeria and how this impacts on the ability or otherwise of the Small and Medium Enterprises to contribute to the economic development of the State. A total of 51SMEs were randomly selected in Enugu State. The instrument of data collection was questionnaire. The questionnaire was designed in such a manner that it enabled the research to collect relevant information in the area of study. Data collected through questionnaire were analyzed using tables and percentages while Analysis of Variance (ANOVA) was used to test the research hypotheses. Result of hypothesis one indicates that SMEs operators have no problem to fund their start-up operation while the result of hypothesis two shows that government and banks have not funded SMEs properly in Enugu State. The study revealed that government policies have helped in no small measure to mar the contributions of SMEs to the economic development of Nigeria. Such policies include unstable foreign currency exchange rate, insufficient funding of development, inability to curtail insurgency in Northern Nigeria, epileptic power supply and lack of other infrastructural facilities (58.82%).
This study set out to investigate community participation in security management in Enugu South Local Government Area of Enugu State. Data for the study were collected using structured questionnaire administered to 625 respondents selected via cluster and random sampling techniques. Simple frequencies and percentages were used to analyze the research questions while the chi-square statistics was used to test the two null hypotheses. Findings of the study revealed that there is high incidence of insecurity in Enugu South LGA which manifests in forms of armed robbery, car snatching, burglary, kidnapping/hostage taking, and mob actions/demonstrations. This high incidence of insecurity has led to proliferation of community based security organization in addition to the existing public conventional security outfits. Results of our study revealed that the conventional security agencies have not been able to manage security in the communities of Enugu South Local Government Area of Enugu State, Nigeria. This has engendered proliferation of community based security management agencies like vigilante groups and neighbourhood watch. Contrary to recent reports, this has not improved the participation of community members in management of security because the elites in the community hijack the community based security management agencies and limit their function to reporting of threats to security and incidence of insecurity to security agencies.